Zenaida Bashore

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Gratitude is a fantastic gift that we can offer ourselves every day and as often as we deem necessary. It perks us right up when we are feeling down, and especially after reading or watching the ghastly news. That is a perfect time to say I am so grateful that I am doing well.

Being grateful is particularly relevant when we are in financial difficulties. We tend not to see the forest for the trees which makes taking action to change the situation extremely difficult. The resistance that abides within us when it comes to dealing with financially scary situations is very strong. It would be more manageable if broken down as follows:

1. Clear out the crap in your head – those defeatist, angry and resentful thoughts – and centre yourself with meditation, relaxation, exercise, music – whatever works for you.
2. Set a date and time to review your financial problems and stick to it.
3. Think about how you would like the situation to be resolved and write it down. Keep it brief and concise and put it away somewhere.
4. Get all your financial papers together.
5. List your debts and add them up.
6. Total your income.
7. List all necessary monthly or bi-weekly expenditure.
8. Cross out the non-essentials from your planned expenditure. It is easier if you make a List of Needs and Wants, and be brutal. For instance, soda on your grocery list is a want, not a need. Drink water instead.
9. Everything on your Wants List must be removed from your planned expenditure.
10. Subtract your debt from your monthly income.
11. And finally, subtract your planned expenditure – total of your Needs List – from the balance of real income after debt payment. If you are lucky, you will break even but more than likely you will be in the red.
12. Now that you have the complete picture, is what you wrote in item three still congruent. If not, rewrite it and tuck it away again.

Now, I am sure you are wondering what this has to do with gratitude. This is where gratitude sells, you see. It is at this very moment that you offer gratitude for being able to accept responsibility for the financial mess you created. Be thankful - think it or say it out loud - for your courage and ability to sort out the crap and get clear on where you stand and what you truly need. Pat yourself on the back; this is huge!

Gratitude Sells Itself

Be grateful for your wealth of intellect and the possibilities that are now bubbling up because you have regained your senses. You are alive and well and have clarity of purpose once more. Say “thank you”. Gratitude sells itself. Despite those red figures staring you in the face, you feel strangely positive. That is because you conquered your fear of the unknown, and that is very good. Be grateful for the little positive things that are happening in your life and expect more of them.

When your life’s journey is less bumpy and your financial woes are consistently diminishing, find that piece of paper you tucked away for safe keeping, and re-read it. You will be very pleasantly surprised at what you find.

Catherine “Yours Truly” Hidalgo
Life Change Starts Now
-=-=-=-=-=-=-=-=-=-=-=-=-
I deserve the best that life has to offer. Louise L. Hay

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Diamond clarity is just one of the four necessary components that is needed to certify a diamond and set it’s value. Clarity judges the diamond’s imperfections by looking for inclusions on the inside and on the outside of the diamond.

The Gemological Institute of America uses a scale to grade the diamond based on flaws. The scale starts with 1FL, which is a “flawless” diamond or one without blemishes or inclusions when looked at under 10x magnification. These diamonds will still have some sort of imperfection by nature, but they require a higher magnification to discover it.

The scale continues with IF which shows no flaws internally under 10x magnification but may have a minor blemish on the outside. VVSI, or very very small inclusions and VSI, or very small inclusions will have a minor imperfection inside the diamond but are extremely small to see. SI, or small inclusion will also have an imperfection within the diamond that is easier to spot at 10x magnification.

Imperfect diamonds, (with a grade of I1-I3), have visible inclusions and blemishes to the naked eye and are not used for making jewelry most of the time.

Out of the four Cs: cut, caret weight, color, and clarity, clarity is typically the most important because it is most often the deciding factor in determining a real diamond from a created or synthetic one. A lab-created diamond will have no imperfections while a real one will have some sort of imperfection, even at a FL grade.

Knowing what diamond clarity is and why it’s important is an integral part of the diamond buying process.

Sarah Harris is the Marketing Manager at Adiamor http://www.adiamor.com. She is also the author of the popular celebrity wedding and engagement ring blog It’s Raining Diamonds.

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What Does Diamond Clarity Mean?

Diamond clarity refers to the measure of flaws that can be found in and also on the outside of a diamond. the more perfect, and the less flaws a diamond has, the more value will be assigned to and the higher price tag it will have. there are a small number of diamonds which fall into the category of having no flaws. The majority of diamond flaws will not be seen without magnification of at least 10 times. Since issues with diamond clarity are seldom detected when looking at a diamond without magnification, many people feel this to be the least of their concerns when choosing a diamond to purchase.

By What Means Is Diamond Clarity Determined?

The most respected determination of diamond clarity is carried out by the Gemological Institute of America (GIA). GIA rates diamonds based on a grading system it created that ranges from flawless diamonds, to imperfect diamonds, with various grade ranges in between. The higher the clarity ranking, the more costly a diamond will be sold for as it has greater value.

The Kinds Of Inclusions That Effect Diamond Clarity

Inclusions are flaws which can influence diamond clarity. Inclusions cause the gem to be rated as not “perfect”, as visual imperfection are found within the gemstone. Many flaws however, go un-noticed by the naked eye and are only seen under high levels of magnification.

There are labels for many of the more common inclusions. Carbons affect the clarity of diamonds because they appear as very small black dots that are found on the surface of a diamond, which might be visible in regular lighting. Some will be so tiny that you need magnification to view them. Pinpoints have an affect on diamond clarity because they are white dots along the surface of a diamond. Pinpoints are the more commonly seen of all diamond flaws. Clouds also affect diamond clarity because they create what appears as cloudy areas within the gemstone. The clouds are actually the formation of many growths of crystals positioned closely together within the diamond, and their proximity to each other is what creates the cloudy appearance. The affect of feathers on diamond clarity causes cracks to form within the diamond, which have a look similar to that of broken glass.

Clarity Enhancements

Diamond clarity flaws can frequently be repaired or minimized by using a variety of clarity enhancement treatments. Some diamonds will be painted, Others get lasered to take away pinpoints and carbons, and some stones undergo a method by which very small holes are drilled into the diamond in order to reach areas of inclusions within the gemstone, and then the later the cracks will be filled with molten glass. Performing enhancements to improve diamond clarity lessens the overall value of the stone, but can improve it’s appearance. Diamond certificates should reflect that enhancements have been done on the diamond, so request documentation prior to making a purchase. While most of these enhancements will make the diamond look better, some can actually create weakness in the diamond, and make it more prone to breakage than a diamond that has had no treatments.

Illla Maden gives more tips and interesting facts about diamonds [http://www.diamonds-rock.com/diamond_engagement_ring_round.html] and other precious gemstones [http://www.diamonds-rock.com/ruby_gemstone.html].

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You have all the answers. No matter what the question, the answer lives inside of you.

By bringing yourself into alignment with your essence, you get access to your own true answers to every question. You heal your own state of confusion and low self esteem.

Confusion

When your mind is flooded with too many options, too many opinions, and too much information, it can be difficult to find your own truth. But by spending a little time each day cultivating your inner alignment, you can find your own answers. You can self-heal your confusion and find clarity. (I like to call this healing a state of joyful harmonious expressiveness, or “jhe.”)

Once you get even a glimpse of this clarity, you feel a renewed sense of grace and dignity.

Clarity

Two of the many concrete results that emerge from this powerful state of inner alignment are:

1. Clarity in an area where you have been confused or unsure.  What a relief to feel your true knowing, like a sword cutting through the chaos, once you know your own mind, you make decisions with ease. If there has been a big unanswered question fogging your awareness, developing a state of inner alignment can help clear the fog and reveal your own true answer. With this comes greater self esteem and self confidence.
2. Not caring what others think. The freedom that reveals itself in you when you let go of caring about the opinions of others is enormous. Inner alignment helps you find your inner tone in such a stable way that the projected opinions of others fade in your awareness. You become a pure tone that reveals the beauty of your truth.

In your relationships, this alignment makes you charismatic and influential. It also makes you physically/energetically attractive.

In your work, this alignment makes you decisive, efficient, and effective. It brings you forward as a leader.

In your body, you may feel this as uplift. If you play basketball, practice your inner alignment right before you show off your jump shot.

To begin a process of inner alignment right now, sit upright and feel a vertical beam of light passing right through your energetic spine. Close your eyes and let the simplicity of this white light set the tone of your whole being. Set a time for 68 seconds and immerse yourself in the pure and simple glow of this light until the timer beeps. Then resume your activities and notice the instant sense of clarity, dignity, and empowerment your feel. 

And now I’d like to invite you to get your Free eCourse “7 Secrets for Manifesting Your Heart’s Desire” at http://www.yofa.net

You’ll receive 3 simple lessons by email that can transform your life and bring you into alignment with the desires of your heart. This helps you manifest more joyfully, with more ease, and in a way that makes life more fulfilling.

From Dr. Rebbie Straubing – Founder of YOFA®, author of Rooted in the Infinite, and creator of the remote inner alignment sessions called YOFA jhe Sessions. Check out the latest tools, insights, and videos on the YOFA blog at http://YogaofAlignment.com

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Do you find that getting down to writing your article is difficult and tedious? If you find that you are reluctant to start, then here are few tips on getting clarity and focus in your writing. It all comes down to cultivating a positive mind set. If you can nurture the right emotions, this will motivate action to achieve the results that you desire. The battle is won.

How do you nurture the right emotions and correct mind set?

Ask yourself this, “What is in it for me?”

Think about what you want to achieve. What is your aim in writing your thought piece? What benefits will I get out of this? Each of us will have a unique reason and motivation…By focusing your mind on these questions and finding the answers will get you to act.

Think about the self satisfaction you will get by sharing and helping others or the joy in writing about your passion. What about that good feeling of finishing a piece that you are proud of?

Realize the benefits of branding yourself as an expert in your niche, the free media exposure you will get by publishing on sites with millions of visitors.

What about all the free targeted traffic that you can generate to your website from your resource box? All those direct links that you will be creating that will help you with your sites page ranking. The improvement you will get in organic traffic from online searches because of it.

Attracting new customers that are already pre-sold and familiar with you. The boost in sales and free business promotion.

Surely thinking about all this will give you CLARITY and FOCUS to your article writing, enough to give you that spark and motivation that gets you writing.

If you want more tips like this, then why not get my free report called: Article Writing Success Secret Tips…

Rod Saunders

http://www.mywritingsuccess.com

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What are you asking for? When you go to a drive-thru (for me Starbucks – thank you! ) do you say give me what you want me to have or I’ll take maybe a this or maybe a that. Nope! And if you did, who the heck knows what you would get later? You think it through, decide, ask, and it is given.

Same with your business and success!

This week I had a client that was frustrated. She is such a lovely human being. You meet her, you melt, and you want more. I could feel she was distant and – long story short – as we spoke and as her concerns were voiced, magic happened.

She needed more foundations, she wanted some opportunities, and had some specific concerns. Once she was clear and asked for those things – BOOM! I began to rattle off everything we were going to give her, programs I was going to send her, and some specific paths to exposure.

I have to admit, I could tell she was a little surprised and then actually delighted! Ask and it is given! Every time…

But that giving has to start first from clarity. She had to know she needed more, she had to step up and ask, and here is the best part… YOU DON’T HAVE TO HAVE THE ANSWER! You just need to be clear about asking.

She had no idea about the outcome; frankly, I think she may not have known there could be one of high value, BUT she asked. Also, she took me up on all of it. See many of you ask, then it is given, and you say – oh, no, that’s not it. I want something else, or this must not be the answer. When you ask and opportunity appears, you must grab it! You must take that opportunity and go! Be open.

* Are you asking the Universe for help, support, and signs?

* Are you asking your coach for what you need?

* Are you asking your spouse for support?

* Are you asking your clients to live up to their potential?

What are you not asking for? Ask and it is given.

(c) 2010 Suzanne Evans

Suzanne Evans is best known as the ‘action expert’ and has coached hundreds of solopreneurs to model her multiple six figure business. Learn how you can help more people, make more money and have more fun doing what you love by signing up for your free copy of the 5-Part Mini-Course ‘Awakening Your Authentic Entrepreneur’ at http://www.helpmorepeople.com

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Ever find yourself inundated with long, rambling e-mails that never seem to go anywhere? Or memos that take forever to get to the point? Worse yet, are you guilty of these communication sins? Learning to write well, and by that I mean concisely and correctly, is a skill that anyone can learn. Writing novels and poetry and other creative opuses takes years of practice and hard work. But good business writing can be mastered if you have persistence and are willing to revise and edit your work.

Here are some tips that are simple and effective.

o Always put a subject line in your emails and memos. (It doesn’t hurt to use “RE” also in your formal letters.) Don’t use more than three words to give the gist of your message: “New HR policies”; “Parking restrictions enforced”; “New vendor announced.”

o Use the active voice in your correspondence whenever possible. The passive voice sounds wimpy, as if no one is taking responsibility for the action. Rather than saying “A new benefits package was explained on Tuesday by the HR department,” say, “The HR department explained the new benefits package on Tuesday.” The difference between active and passive voice is that the doer is initiating the action, rather than being acted upon. Your writing will be more forceful and clear if you follow this simple rule.

o Check for typos. Every piece of written correspondence is a reflection of you. You’d be surprised how often your message is forwarded to others, saved, and even printed and filed. If your name is on it, make sure the spelling, grammar, and punctuation are correct. If you’re unsure of your skills, use your spell check and the syntax program on your word processor. Even better, buy and use a good grammar book and a dictionary. These tools are easily available and invaluable.

o Revision and editing are essential to good writing. A good rule is to let your messages rest a bit before you hit that Send button. Drafts that are held a day or two invariably benefit from judicious cutting. Every word counts in business correspondence, so be sure you’re not guilty of overwriting.

o You don’t need salutations or closings in emails and memos. But if it’s an informal communication to your team or peers, it’s OK to add a friendly closing. Better still, put a call to action at the end of your message:

“Bring three ideas to the meeting” or, “Please return your forms by Friday.”

o Even with short notes or memos, use bullet points or numbers to define your thoughts. Bullet points work well with lists; use numbers if there are steps the reader must follow.

o It’s a good idea to let someone else read your message, especially if it is complicated, just to make sure you’ve made yourself clear.

o Finally, keep it short!

Help for the grammatically challenged: “Grammar Girl’s Quick and Dirty Tips for Better Writing” by Mignon Fogarty and the always helpful “The Elements of Style” by Strunk and White.

Maria Murad is a published writer and an instructor for a national university. She has published articles, essays, memoirs, short stories and a novel. Most recently, in collaboration with Jan McCarthy, she wrote a book on management for women titled “Leading Ladies: How to Manage Like a Star.” It is available on amazon.com and barnes&noble.com Her website is http://mariamurad.com

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For the property owner dealing with clearing out an on-site fishing pond, it’s important to ensure the water is clear and clean at all times, regardless of weather and fishing conditions. Whether the water is there for personal use or accommodates others for recreational activity, you want products that work, yet are safe to human and aquatic life. As you browse for the right lake cleaning products this season, consider some of the following, all worth the investment.

Barley Straw Extract – For decomposing flotsam and natural blockage, liquid barley straw is a fast-working solution that helps balance pond water and improve cleanliness. Look for non-toxic brands to include in your cleaning schedule.

Pond Saver – Aerobic bacteria is essential in dissolving algae buildup in ponds that may otherwise choke fish and plant life. Use a water-soluble solution that works to prevent new algae from growing.

Autumn Specific Prep Solutions – Falling leaves can prove a greater hazard to your ponds than you think. Using a specializing prep liquid to quickly decompose leaves and sediment can keep your lake looking clear and clean in the colder months.

Specialized Peroxide – A lake needs oxygen in order for aquatic life to thrive, and peroxides designed for lake management can help time-release oxygen into the water to keep your lake clean. This is useful in particular if you don’t have a mechanic device for aeration installed.

Contact a lake management professional today about recommended brands of water cleaning products for your fish pond or other water property.

K. Lively is a freelance writer specializing in articles on Delaware lake management and Virginia Beach roofing.

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